Raymond James

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The internet can seem a bit scary. A healthy amount of caution is not a bad thing to have, but for the most part keeping your computer and personal details safe is not difficult and requires only a modest amount of care.

Here are a few tips to help you stay safe online.

Never click a link or open an attachment in an email unless you are 100% sure of the source and your system has checked the email. Even emails from friends and colleagues can be tainted with malicious software, the sender will not even know their machine is infected.

Don't be fooled by emails which say you must do something like confirm your details in order to continue receiving a service.

Never use a link to visit a website which you use to conduct financial transactions. The link might look correct but can be used to take you to a site which look like your intended destination but is in fact a 'phishing' site designed to get you to enter your username and password just as you would at the real site. Bookmarks are great but it is only a matter of time before they become vulnerable. The best way to stay safe is to carefully type the address in your browser.

Keep your security software and firewall uptodate. Failure to do so can give banks the excuse not to refund you if your account falls prey to cybercrime.

If possible do not bank online unless you absolutely must in which case use a specific computer dedicated for online banking only.